Why are banks demanding extra margins on their loans?

Banks are demanding higher margins and are making these demands against some “clients” in the courts. For the purposes of simplification for this short commentary, I took the 2011 figures of the Nordea Group as a typical strong Nordic… Läs mer!

To be or not to be (Taxed)?

We pay taxes to have good schools, affordable health care, a safe and clean environment. You, me and our friends and families, as ordinary working people, pay our taxes alongside small and medium sized companies (SME’s). We do it… Läs mer!

It’s nice to save 50% on airfares when not buying from the airlines…

My wife and I travel privately most weekends between Stockholm and Helsinki to be together since we work in Stockholm and in Helsinki respectively. I am a fan of Norwegian on this route because I get really good prices… Läs mer!

Private healthcare in Paradise again

I have written about private health care services working from tax paradises. A trustworthy friend recently told me of another “tax paradise” these people are using. He (let’s call him Anders) runs a small company and some of his… Läs mer!

How to prepare for your municipal vote

Municipalities are responsible for the basic services like care of elderly and young, schools, health care centers, hospitals, public transport, roads, district heating, electricity, waste management and water. These are all big investments and have high operating and maintenance… Läs mer!

Think about their housing loans…

In Sweden, Swedbank’s CEO has recommended a law to force regular repayments of relatively large housing loans. Other banks and his owners, the savings banks, were dismayed. Housing loans in Sweden provide huge profit margins for the banks, as… Läs mer!

The opening of my blog

I have decided to start writing a regular blog to accompany my “Privat ekonomi” column. You must forgive me for writing in English but at the end of a hard day at the office, I don’t have the energy… Läs mer!